Find your wire. Verify the SWIFT you received.
Paste a UETR and see which bank is holding your SWIFT payment right now. Got an MT760, MT700 or MT799 you are not sure about? Our trade finance desk checks it by hand against ten years of reviewed messages.
UETR is in field 121 of your MT103. Banks also need the amount, currency and date to find the payment.
- ACSP/G000Sending bank
- ACSP/G000Correspondent bank
- ACSP/G003Intermediary bank
Sample route for illustration.
From UETR to the bank holding your money
Every SWIFT gpi payment carries a unique reference. Each bank that touches it reports a status. We put those reports in order and translate the codes into plain language.
Paste the UETR
Ask your bank for the MT103 or pacs.008 copy. The UETR sits in field 121 of the header, formatted like xxxxxxxx-xxxx-4xxx-xxxx-xxxxxxxxxxxx.
We ask the banks on the route
Major correspondent banks publish trackers for the payments they handle. We query them on your behalf and merge what each reports: timestamp, charges deducted and status code.
You know who to call
If funds stop at an intermediary, you see which one and why. Every track is saved in your account.
The messages automated trackers can't verify, reviewed by trade finance specialists
Guarantees, documentary credits and free-format pre-advice messages require more than a format check.
Send us the SWIFT copy you received. A trade finance specialist will review its structure, parties, routing details and wording, and compare it against patterns identified across genuine and fraudulent messages collected over more than ten years.
You receive a clear assessment of the document and the red flags, inconsistencies or unusual features identified during the review.
Issue of a documentary credit. We check the issuing bank, field structure, UCP 600 references and the terms that commonly hide traps.
Advice of a third bank's credit. We confirm the chain from issuing bank to advising bank holds together.
Bank guarantee or standby LC. We review the post-2021 sequence layout, URDG or ISP98 rules and the :77U: wording.
Pre-advice and proof-of-funds messages. The most abused format in leased-instrument schemes, so it gets the closest look.
Bank-specific proprietary content. We check whether the sender and the sub-message type make sense together.
Free-format cash management messages, often presented as "proof" of a transfer. We tell you what it does and does not prove.
What a review covers
Header and BIC chainSender and receiver BICs exist, match the banks named in the body, and the routing makes sense for this instrument.
Field structureMandatory fields, sequence order and formats against the current SWIFT standards release for that message type.
Database matchWording, references and layouts compared against messages we have already reviewed, including known fraud templates.
Written reportA PDF report with each finding, a risk rating, and what to ask the issuing bank to confirm.
One deal, one price, one written report
Upload the SWIFT copy as you received it: PDF, screenshot or text export. Add the other messages from the same deal so we can check them together. All messages for one transaction count as one check.
Report within 24 business hours
Express same-day review on request.
Private and confidential
Files are kept in your private space, visible only to you and the reviewing specialist.
Reviewed by people
Trade finance specialists, not a script.
Track daily, or pay per check
Basic
For occasional payments
Billed monthly, cancel anytime
- 10 payment tracks per day
- Every bank on the route
- gpi status codes explained
- Your history and invoices in one place
PRO
For finance and ops teams
Billed monthly, cancel anytime
- 50 payment tracks per day
- Email status alerts
- Every bank on the route
- Priority support
Financial Institutions
Banks, PSPs, EMIs
After a free trial
- Unlimited tracking
- API access
- Priority processing
- Dedicated support line
Corporate
Eligibility checked
Up to 5 team members
- Unlimited tracking
- API access
- Priority support
All prices in USD, excluding VAT. VAT is added at checkout only where it applies: customers in Spain and private individuals in the EU. Businesses outside the EU, and EU businesses with a valid VAT number, pay the price shown.
No subscription? Pay once.
One payment tracked, or one trade finance deal reviewed. Paid once, nothing to cancel.
Single payment track
One UETR and the full route with every reporting bank's status.
Trade finance message check
Every message in one transaction, reviewed by a specialist, with a written report.
MT700 · MT710 · MT760 · MT799 · MT998 · MT999
Before you send
Can I pay for just one check?
Yes. A single payment track costs $19.99 and a single trade finance deal review costs $99, paid once by card. Nothing to cancel.
Do your prices include VAT?
Prices are shown excluding VAT. At checkout, VAT is added only where the law requires it: for customers in Spain and private individuals in the EU. Businesses outside the EU, and EU businesses that enter a valid VAT number, pay the price shown and receive an invoice with the reverse-charge mention.
Where do I find my UETR?
Ask your bank for the SWIFT copy (MT103) of the payment. The UETR is the 36-character code in field 121 of block 3. Banks using ISO 20022 show it in the pacs.008 as UETR.
Can every payment be tracked?
Payments sent through SWIFT gpi can be tracked hop by hop. Some banks on a route do not report statuses, and very old payments drop out of the data.
Can you confirm a guarantee is genuine?
We tell you whether the message is consistent with a genuine bank message and whether it matches known fraud patterns in our database. Only the issuing bank can finally confirm an instrument, so every report lists exactly what to ask them to confirm through an authenticated channel.
Why is an MT799 not proof of funds?
An MT799 is a free-format message. It can carry any text a bank chooses to send, and it creates no payment obligation. Our report explains what the specific message you received does and does not show.
What counts as one deal?
All SWIFT messages relating to one transaction, for example an MT799 pre-advice followed by the MT760 guarantee and an amendment. Separate transactions are separate checks.
Who sees my documents?
Only the specialists assigned to your review. Files are stored encrypted in a private space, never shared with third parties, and you can see every request, report and invoice in your account.